TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!!
(200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED
ANSWERS 2024
The amount of insurance countersigned, issued, orsold by an agent or producerto
cover immediate family members, an employer, or employees is known as: - CORRECT ANS - Controlled business
All of the following are criteria for an accident to have occurred "in the course of"
the employment under a workers' compensation policy, EXCEPT: - CORRECT
ANS - While performing a task that a fellow worker requested, that was unusual
to the employee's job description, but occurred on the employer's premises during
working hours. Which of the following statements is NOT TRUE regarding the implied warranties
of an Ocean Marine policy? - CORRECT ANS - The implied warranties are
attached to the policy as an endorsement.. Parmelia is covered under two separate standardized Personal Automobile policies, with Part C limits under both policies set at $200,000. Parmelia is involved in an
accident with an uninsured motorist and she sustains bodily injury damages for
$262,320. How much will Parmelia receive when she submits a claim for these
damages - CORRECT ANS - $200,000
Which of the following endorsements must be attached to a standard
Businessowners policy for coverage to apply to a businesses freezer that was
damaged by the interruption of a powersource - CORRECT ANS - Utility
Services - Direct Damage endorsement. After completing an inspection of an insured's pressure equipment and fire
suppression systems, the inspector determines that the pressure equipment needs to
be repaired and the suppressionsystems have not been cleaned and inspected in the
time frame required by the policy. The insurer will: - CORRECT ANS - Suspend coverage immediately by red tagging the items until they are repaired, cleaned and passreinspection
To be eligible for coverage under a standardized Dwelling policy, the insured must
not allow more than ____ _ boarders to live on the premises. - CORRECT ANS - 5
All of the following are "Perils of the Sea" under an Ocean Marine policy, EXCEPT: - CORRECT ANS - Pirates
Which of the following standardized Dwelling insurance forms provides coverage
for loss of rental income - CORRECT ANS - The DP-1, DP-2, and DP-3 forms
The "Part B - Medical Payments" coverage of a personal automobile policy
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