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NJ PSI PROPERTY AND CASUALTY EXAM NEWEST 2024 WITH UPDATED QUESTIONS AND DETAILED CORRECT ANSWERS WITH RATIONALES (ALREADY GRADED A+)

NJ PSI PROPERTY AND CASUALTY EXAM
NEWEST 2024 WITH UPDATED QUESTIONS AND
DETAILED CORRECT ANSWERS WITH
RATIONALES (ALREADY GRADED A+)
If your baby sitter falls down the stairs in your home and breaks her
leg, her injury will be covered by?
Your Homeowners policy.
Your Medical Insurance policy.
The babysitter's Homeowners policy.
The babysitter's Medical Insurance policy. - ANSWER-A. Your
Homeowners policy.
On Homeowners policies, the full limit on personal property
(Coverage C) applies to personal property while it is?
In the state of residence only.
In the United States only.
Anywhere in the world.
2 | P a g e
In the United States and Canada only. - ANSWER-C. Anywhere in
the world.
Under an NFIP Flood policy, there is coverage for?
Both direct damage and loss of use.
Direct damage only.
Loss of use only.
Consequential loss only. - ANSWER-B. Direct damage only.
Loses to which of the following are not covered under Homeowners
policies?
Property of roomers or boarders.
Articles separately described and specifically covered by other
insurance.
3 | P a g e
Animals, birds, and fish.
All of the above. - ANSWER-D. All of the above.
A scheduled Personal Property Endorsement is usually written on
a basis?
Special Perils.
Named Perils.
Premises.
Blanket. - ANSWER-A. Special Perils.
Under Homeowners policies, Section II, the basic limit for Personal
Liability Coverage is?
A. $50,000.
B. $75,000.
C. $100,000.
D. $150,000. - ANSWER-C. $100,000.
Under Section II Additional Coverage's of Homeowners policies,
the insurer agrees to pay?
4 | P a g e
The costs of defending a claim.
Premiums on bonds required in a suit.
Court costs.
All of the above. - ANSWER-D. All of the above.
Under Homeowners and other policies, ACV is the abbreviation for
which property insurance valuation?
Approved Coverage Valuation.
Approximate Cash Value.
Actual Coverage Valuation.
Actual Cash Value. - ANSWER-D. Actual Cash Value.
Under Homeowners and other policies, the definition of the
property insurance valuation known as Actual Cash Value (ACV)
is?
Replacement Cost plus a cash payment.
Replacement Cost minus the cost of new material.
Replacement Cost minus depreciation.
Replacement Cost plus market value. - ANSWER-C. Replacement

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Specificaties

Niveau: University
School: Chamberlain College Of Nursing
Opleiding: NURSING
Document
Rubriek: Tentamens
Gemaakt op: 01-08-2024
Type: .pdf
Pagina's: 15
Taal: English
Tags
NJ PSI PROPERTY AND CASUALTY EXAM NJ PSI PROPERTY AND CASUALTY EXAM NEWEST 2024 WITH UPDATED QUESTIONS AND DETAILED CORRECT ANSWERS WITH RATIONALES (ALREADY GRADED A+)

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