WISE Financial Literacy Certification Exam New
2024 Version Best Studying Material with All
Questions and Answers
Which documents should be stored in a safe-deposit box?
A: Checkbook statements.
B: Copies of current and past budgets.
C: Current paycheck stubs.
D: Mortgage loan papers. ---------- Correct Answer ----------- D: Mortgage loan papers.
A person has three credit cards with very large outstanding balances and is unable to
make payments on any of them. Which action should the person take?
A: Notify a credit reporting agency in order to avoid a late
fee.
B: File for bankruptcy in order to maintain ones current
credit score.
C: Notify the credit card companies in order to negotiate
a new payment plan.
D: Contact the Internal Revenue Service in order to avoid
paying income tax this year. ---------- Correct Answer ----------- C: Notify the credit card
companies in order to negotiate a new payment plan.
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