AHIP MODULE 2 ACTUAL EXAM LATEST 2024 WITH UPDATED QUESTIONS AND DETAILED CORRECT ANSWERS (GRADED A+)

AHIP MODULE 2 ACTUAL EXAM LATEST
2024 WITH UPDATED QUESTIONS AND
DETAILED CORRECT ANSWERS (GRADED
A+)
Mr. Torres has a small savings account. He would like to pay for his
monthly Part D premiums with an automatic monthly withdrawal
from his savings account until it is exhausted, and then have his
premiums withheld from his Social Security check. What should
you tell him? - in general he must select a single Part D
All plans must cover at least the standard Part D coverage or its
actuarial equivalent. What costs would a beneficiary incur for
prescription drugs in 2018 under the standard coverage? -
Standard part d coverage would require payment of an annual
deductibles 25%...
Mrs. Andrews was preparing a budget for next year because she
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takes quite a few prescription drugs, she will reach the coverage
gap, and wants to be sure she has enough money set aside for
those months. She received assistance calculating her projected
expenses from her daughter who is a pharmacist, but she doesn't
think the calculations are correct because her out-of-pocket
expenses would be lower than last year. She calls to ask if you can
help. What might you tell her? - It would not be unusual for her
costs to be a BIT less because the Bipartisan Budget Act
Mr. Jacob understands that there is a standard Medicare Part D
prescription drug benefit, but when he looks at information on
various plans available in his area, he sees a wide range in what
they charge for deductibles, premiums and cost sharing. How can
you explain this to him? - Medicare part D drug plans may have
different benefit structure
Ms. Edwards is enrolled in a Medicare Advantage plan that
includes prescription drug plan (PDP) coverage. She is traveling
and wishes to fill two of her prescriptions hat she has lost. How
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would you advise her? - She may fill prescriptions for covered
drugs at non-network pharmacies but likely at a higher cost than
paid
Mr. Lombardi is interested in a Medicare Advantage (MA) PPO plan
that you represent. It is one of three plans operated by the same
organization in Mr. Lombardi's area. The MA PPO plan does not
include drug coverage, but the other two plans do. Mr. Lombardi
likes the PPO plan that does not include drug coverage and intends
to obtain his drug coverage through a stand-alone Medicare
prescription drug plan. What should you tell him about this
situation? - He could enroll in on of the MA plans that include
prescription drug coverage or a Medicare... stand alone PDP
Mrs. Chou likes a PFFS plan available in her area that does not
offer drug coverage. She wants to enroll in the plan and enroll in a
stand-alone prescription drug plan. What should you tell her? - She
could enroll in a PFFS plan and a stand alone medicare
prescription drug plan
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Mrs. Walters is enrolled in her state's Medicaid program in addition
to Medicare. What should she be aware of when considering
enrollment in a Medicare Health Plan? - She can enroll in any type
of Medicare advantage plan