Tx Plan Toddler Sick Visit EXAM // 1 - Intro to Health Insurance LATEST UPDATE
An insurance company would MOST likely pay benefits under an Accidental Death and Dismemberment policy for which of the following losses? - CORRECT ANSW-Loss of eyesight due to an accidental injury
The provision in a Group Health policy that allows the insurer to postpone coverage for a covered illness 30 days after the policy's effective date is referred to as the - CORRECT ANSW-Waiting Period
A Business Overhead Expense policy - CORRECT ANSW-covers business expenses such as rent and utilities
Which of the following statements does NOT accurately describe the tax treatment of premiums and benefits of individual Accident and Health insurance? - CORRECT ANSW-Disability income policy premiums are tax-deductible
The federal income tax treatment of employer-provided group health insurance can be accurately described as - CORRECT ANSW-Employee's coverage paid for by the employer is taxdeductible to the employer as a business expenditure
Which statement is TRUE regarding a group accident & health policy issued to an employer? - CORRECT ANSW-The employer is the policyowner and each employee receives a certificate of coverage
Which of the following statements is correct regarding an employer/employee group health plan? - CORRECT ANSW-the employer receives a master policy and the employees receive certificates
All students attending a large university could be covered by - CORRECT ANSW-a blanket policy
Under which of the following circumstances do the benefits under COBRA continuation coverage expire? - CORRECT ANSW-All group health plans are eliminated by the employer
XYZ Company pays the entire premium for its group health plan. The MINIMUM percentage of eligible employees that must be covered is - CORRECT ANSW-100%
When an employee is required to pay a portion of the premium for an employer/employee group health plan, the employee is covered under which of the following plans? - CORRECT ANSWContributory
Which of these circumstances is a Business Disability Buy-Sell policy designed to help in the sale of a business? - CORRECT ANSW-Business owner becoming disabled
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