6. How are accumulation unit gains taxed?
a. Gains in accumulation units are taxed as ordinary income.
b. Gains in accumulation units are taxed as capital gains.
c. Gains in accumulation units are taxed using the exclusion ratio.
d. Gains in accumulation units are not taxed - <
7. After a family's breadwinner dies, the "blackout period" generally can be defined as the period
a. during which children are living at home
b. that begins with the youngest child turns 16 and ends with the surviving parent retires
c. during which children are in school
d. from the surviving parent's retirement to death - <
8. All of the following approaches are used by insurers to determine benefits payable under basic
surgical expense insurance EXCEPT
a. relative value scale approach
b. traditional net cost method
c. reasonable and customary approach
d. surgical schedule method - <
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