Super Duper Texas Adjuster License Test New
2024-2025 Best Studying Material with All
Questions and Answers
nsurance Policy: Who receives any premium refund, cancellation and/or non-renewal
notices of the insurance policy? --------- Correct Answer ----------- 1st Named Insured --
they are responsible for upholding the duties and obligations of the policy agreement
too
Insurance Policy: List 3 other people who are covered under an insurance policy as
"insured" --------- Correct Answer ----------- 1) spouse who resides in insured's home
2) resident relatives
3) any person under the age of 21 who is in the care, or custody of any insured or
named insured
Insurance: What are the two purposes of indemnity? --------- Correct Answer ----------- 1)
to prevent the insured from profiting from a loss 2) to reduce moral hazard
Insurance: what is risk? --------- Correct Answer ----------- (1) the potential for a financial
loss or the statistical chance of danger from exposure to a hazard or peril (2) the
uncertainty about loss that exists whenever more than one outcome is possible
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