TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS

TEXAS ALL LINES ADJUSTER EXAM
BRAND NEW!! (200+ QUESTIONS AND
CORRECT ANSWERS) VERIFIED
ANSWERS
All of the following are criteria for an accident to have occurred "in the course of" the employment
under a workers' compensation policy, EXCEPT: - Answers While performing a task that a fellow worker
requested, that was unusual to the employee's job description, but occurred on the employer's
premises during working hours.
Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean Marine
policy? – Answers The implied warranties are attached to the policy as an endorsement..
Parmelia is covered under two separate standardized Personal Automobile policies, with Part C limits
under both policies set at $200,000. Parmelia is involved in an accident with an uninsured motorist and
she sustains bodily injury damages for $262,320. How much will Parmelia receive when she submits a
claim for these damages - Answers$200,000
Which of the following endorsements must be attached to a standard Businessowners policy for
coverage to apply to a businesses freezer that was damaged by the interruption of a power source –
Answers Utility Services - Direct Damage endorsement.
After completing an inspection of an insured's pressure equipment and fire suppression systems, the
inspector determines that the pressure equipment needs to be repaired and the suppression systems
have not been cleaned and inspected in the time frame required by the policy. The insurer will: -
Answers Suspend coverage immediately by red tagging the items until they are repaired, cleaned and
pass reinspection
To be eligible for coverage under a standardized Dwelling policy, the insured must not allow more than
_______ boarders to live on the premises. - Answers5
All of the following are "Perils of the Sea" under an Ocean Marine policy, EXCEPT: - AnswersPirates
The amount of insurance countersigned, issued, or sold by an agent or producer to cover immediate
family members, an employer, or employees is known as: - AnswersControlled business
Which of the following standardized Dwelling insurance forms provides coverage for loss of rental
income – Answers The DP-1, DP-2, and DP-3 forms
The "Part B - Medical Payments" coverage of a personal automobile policy covers injuries for all of the
following, EXCEPT: - Answers A passenger who is injured in another vehicle that is struck by the insured's
vehicle in an accident
Which of the following are the Texas Workers' Compensation benefits that are increased by a cost-ofliving adjustment (COLAs) – Answers Lifetime Income Benefits (LIBs) only
Hannah must take time away from work to help assist in the investigation of a claim that was made
against her BOP policy. The policy will pay for Hannah's actual loss of earnings up to: - Answers$250 per
day.
Surplus Lines companies in Texas have _____ to acknowledge the receipt of a claim. - Answers30 days.
All of the following are characteristics of a principal that a surety will scrutinize during the underwriting
process, EXCEPT: - Answers Consideration.
Under Section II of a Homeowners policy, a cemetery plot owned by the insured is considered to be: -
Answers An insured location.