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2024 FP 512 ACTUAL EXAM TEST BANK WITH 300 EXAM QUESTIONS AND CORRECT ANSWERS WITH DETAILED EXPLANATIONS (100% CORRECT VERIFIED ANSWERS) GRADED A (NEW!!)

Rating 1 Rating 2 Rating 3 Rating 4 Rating 5 1 reviews | 1 keer verkocht
2024 FP 512 ACTUAL EXAM TEST BANK WITH 300 EXAM QUESTIONS AND CORRECT ANSWERS WITH DETAILED EXPLANATIONS (100% CORRECT VERIFIED ANSWERS) GRADED A (NEW!!)

2024 FP 512 ACTUAL EXAM TEST BANK WITH 300 EXAM QUESTIONS AND CORRECT ANSWERS WITH DETAILED EXPLANATIONS (100% CORRECT VERIFIED ANSWERS) GRADED A (NEW!!)
2024 FP 512 ACTUAL EXAM TEST BANK WITH 300 EXAM QUESTIONS AND CORRECT ANSWERS WITH DETAILED EXPLANATIONS (100% CORRECT VERIFIED ANSWERS) GRADED A (NEW!!)
Which of the following gave states the authority to regulate the insurance industry?
- ANSWER-The McCarran-Ferguson Act of 1945
Under the McCarran-Ferguson Act of 1945, insurance is regulated primarily at the
state level. The NAIC issues model insurance legislation that individual states are
free to adopt if they choose, but the NAIC has no legislative authority in any state.
COBRA requires certain employers to provide previously covered individuals
(including spouses and dependents) with the same health insurance coverage they
received while employed after the occurrence of a qualifying event.
Which of the following statements would be appropriate in explaining the
underwriting process? - ANSWER-Underwriting is the process of selecting and
classifying risk exposures.
Selecting and classifying risk exposures is the specific purpose of underwriting.
The underwriting process is not limited to simple yes or no decisions because the
process allows for special rates for risks that are better or worse than average risks.
The underwriting process is a key function carried out by an insurance company.
Inadequate underwriting may lead to inadequate rates, thus leading the company
into unacceptable losses. The process of underwriting attempts to match actual
losses with expected losses, supported by adequate premiums. If the process were
to eliminate all potential losses, no life insurance would ever be sold. The goal is to
avoid having too many bad risks.
Which of the following types of risk are associated with damage caused by an
earthquake?

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1 Reviews Rating 1 Rating 2 Rating 3 Rating 4 Rating 5

joesimmons047
joesimmons047 | 21-06-2024 21:15 | rating = 1 rating = 2 rating = 3 rating = 4 rating = 5

Absolutely zero of the questions were actually used

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