2024 CPCU 552 REAL EXAM WITH ALL 100 QUESTIONS AND CORRECT DETAILED ANSWERS (GUARANTEED PASS!!)
Assuming the policy is written on an occurrence basis, how much of the general
aggregate limit, if any, remains if the following claims have been paid under the
policy?
-a premises/operations liability claim of $600,000
-a products liability claim of $1,200,000
$3,000 of medical expenses to a customer injured on the premises.
-a personal and advertising injury liability claim of $300,000
A) $200,000
B) $1,097,000
C) $1,397,000
D) The aggregate limit has been exhausted because the total claims exceed
$2,000,000. - ANSWER-B
EXPLANATION: The general aggregate is reduced by any amounts paid under
Coverages A, B, and C, except for those that arise out of products/completed
operations. Therefore, the general aggregate limit is reduced by $600,000 + $3,000
+ $300,000 = $903,000. This leaves $1,097,000 of the general aggregate limit
remaining.
A plumbing contractor has a commercial general liability (CGL) policy that
contains no endorsements. Which one of the following claims would be covered by
the CGL?
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