Complete Test Bank Introduction to
Critical Care Nursing 8th Edition Sole
LATEST
Which type of account is typically the MOST liquid?
a) Checking account
b) Savings account
c) Certificate of Deposit
d) Exchanged Traded Fund - ANS=A
Savings accounts usually offer _________ interest rates than
checking accounts. It is _________ to access your money in a savings
account than in a checking account
a) lower; harder
b) lower; easier
c) higher; harder
d) higher; easier - ANS=
What part of a check is the LEAST important?
a) check number
b) signature line
c) memo line
d) routing number - ANS=
Which of the following represent typical account fees?
a) ATM fee
b) Service fee
What are the three main responsibilities of the Federal Reserve? -
ANS=1. Provide and Maintain an effective payment system
2. Supervise and regulate banking operations
3. Conduct monetary policy
Which type of financial institution typically has some sort of
requirement to be a member? - ANS=Credit Union
Which type of bank account is typically the most liquid? -
ANS=Checking Account
Compare/ contrast a checking account and savings account. Which
offers more interest? Which is easier to get money out of? -
ANS=Savings account offers more interest. Checking accounts are
more easier to get your money out of.
Between checking, savings, money market, and certificate of deposit,
which typically has the highest interest rate? Which has the lowest
liquidity? - ANS=Certificate of Deposit (CD)
What are the three parts of the Federal Reserve System? -
ANS=1.Reserve Banks
2.Federal Open Market Committee
3.Board of Governors.
List four possible fees associate with a checking account. Which is
likely to be the highest - ANS=Overdraft fee, Account transfer fee,
Monthly service fee, ATM fee. ATM fee is highest
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